Can I use a Debit Card for my rental?
Many customers don't like to use credit cards, don't own credit cards or don't have a credit card with a high credit limit. Debit cards are therefore a better option for them. Some car hire companies are hesitant about renting to those who don't have a credit card and the main reason for this is that, should anything go wrong with the rental, it is much easier for the rental companies to take the money owed for damage from a credit card preauthorisation than from a debit card.
Saying this, there are a number of firms who will happily hire to debit card users. We have a range of car hire companies on our website who will accept debit cards with no problem. They are normally willing to do this if the following applies:
- You have taken the car hire company's own excess insurance which reduces your deposit and excess amounts - in this case the amount you are liable for is significantly lower.
- You are willing to leave the standard deposit amount on your debit card for the rental. This would generally mean it is in the form of a payment to the car hire company not a preauthorisation.
There are a couple of things to be aware of when using debit cards though. As we mentioned above, if you do need to leave a deposit, it will be a payment not a preauthorisation. Due to this, it can take up to 30 days to be refunded to your account after you have returned your vehicle. In addition, the amount refunded may be higher or lower than the amount originally paid. This is due to fluctuations in the exchange rates. The time taken to refund is not a delay by the car hire company, it is due to banking systems.
If you do want to go ahead with a debit card car hire, it can be very easy and we have a number of companies happy to rent to you. We have a handy filter on our results pages which lets you select 'Debit Card Accepted'. On clicking this, the cars shown will all allow you to use a debit card.
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